Reducing Your Carbon Footprint in Orlando, FL, as a Green Business
We help with reducing your carbon footprint in Orlando, FL, through an initiative called "Green as You Can Go." ShredPros always works with companies that share our green philosophy.
Identity theft is when your personal information is stolen and used without your knowledge, especially to commit fraud or other crimes. This crime can cost the victim time and money, destroying their credit and ruining their good name. Most ID theft crimes are committed using information stolen from a single improperly handled document. Proper document shredding is an essential step in preventing identity theft. Identity thieves use a variety of methods:
Dumpster Diving: They rummage through trash looking for bills or other paper with your personal information on it.
Skimming: Thieves steal credit/debit card numbers by using a special storage device when processing your card.
Phishing: They pretend to be financial institutions, companies, or government agencies, and send emails or pop-up messages to get you to reveal your personal information.
Hacking: Thieves hack into your email or other online accounts, or into a company's database to access its records.
Stealing: They steal wallets and purses, bank and credit card statements, pre-approved credit offers, new checks, and tax info. Thieves can also steal personnel records or bribe employees with access to sensitive information.
The Health Insurance Portability and Accountability Act (HIPAA)
HIPAA is a federal law requiring healthcare organizations to “maintain reasonable and appropriate technical and physical safeguards to prevent intentional or unintentional use or disclosure of protected health information.” That includes patient logs, insurance, billing, medical records, and other personally identifiable health information. Learn more about HIPAA today.
Fair and Accurate Credit Transactions Act (FACTA)
Businesses and individuals must take appropriate document shredding and destruction measures to dispose of sensitive information from consumer reports. Any business or individual who uses a consumer report for a business purpose has to follow the Disposal Rule. This covers:
- Consumer reporting companies
- Government Agencies
- Mortgage Brokers
- Car Dealers
- Private Investigators
- Debt Collectors
- Individuals Pulling Reports on Home Employees Like Nannies or Contractors
- Entities That Maintain Information in Consumer Reports
The Fair Credit Reporting Act defines the term consumer report to include information obtained from a consumer reporting company that is used--or expected to be used--in establishing a consumer’s eligibility. Examples are credit reports, reports relating to employment background, check writing history, insurance claims, tenant history, or medical history. Such documents should be kept in security bins before destroying sensitive information. The Rule requires reasonable disposal practices to prevent unauthorized access or use. This means establishing policies to:
- Burn, Pulverize, or Shred Papers
- Destroy or Erase Electronic Files or Media
- Hire a Document Destruction Contractor
Learn more at:
Gramm-Leach-Bliley (GLB) Act
The Gramm-Leach-Bliley Act protects the privacy of consumer information held by financial institutions and requires them to provide privacy notices that explain sharing practices. The act also lets consumers limit some sharing and applies to almost any business providing financial products or services. “Financial Institutions” covers:
• Check Cashing Businesses
|• ATM Operators
• Mortgage Brokers
• Insurance Companies
|• Real Estate Brokers
• Property Appraisers
• Tax Preparation Businesses
Sarbanes-Oxley (SOX) Act
The SOX Act enhances corporate responsibility and financial reporting, as well as combating fraud. SOX is administered by the US Securities and Exchange Commission (SEC), the organization that protects investors and maintains the integrity of financial markets.
SOX applies to public companies in the US, as well as those based elsewhere that are traded on US stock exchanges. SOX also calls for document shredding in interrelated businesses and industries. Learn more at Identity Theft Clearinghouse.